Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

ERIE Offering Free Pedicab Rides at the Mall at Robinson This Weekend

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Holiday shopping can take a toll on your energy. Fortunately, you can kick back a little if you’re shopping at the Mall at Robinson in Pittsburgh this weekend. Erie Insurance is sponsoring free pedicab rides during these dates and times this weekend: Friday, Dec. 19: 5 p.m. to 9 p.m. Saturday, Dec. 20: 10 a.m. … Read Article

James B. Murdoch Insurance Group, Inc.: Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life/Health Insurance For Camp Hill and All of Pennsylvania.

How Much Would It Cost to Insure Downton Abbey?

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There are lots of reasons why millions of viewers tune in to PBS to watch Downton Abbey, the British period drama that follows the lives of the aristocratic Crawley family. There are illicit romances, class tensions and Dowager Countess of Grantham’s witty observations, to name a few. And then there’s Downton Abbey, known as Highclere … Read Article

James B. Murdoch Insurance Group, Inc.: Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life/Health Insurance For Camp Hill and All of Pennsylvania.

Choosing, Transporting and Caring for a Live Christmas Tree

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When it comes to live Christmas trees, I’ve bought everything from tiny trees for my former dorm room to ceiling grazers for my home. I love the ritual of searching for the perfect Christmas tree. Ditto for the natural beauty and piney fragrance the tree emits. But how much do I really know about live … Read Article

James B. Murdoch Insurance Group, Inc.: Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life/Health Insurance For Camp Hill and All of Pennsylvania.

Tips to Keep You Driving Safe This Winter

The winter season can be extremely dangerous, and we want to help you and your family stay safe. We have gathered together some important tips for safer winter driving. Our local team wants to ensure that everything is in order with your auto insurance , and that you are covered for unexpected events that are more likely to take place during the winter months.

Is your Vehicle Safe and Ready for Winter Driving?

Not only are weather conditions treacherous, your vehicle is more likely to have mechanical trouble when the temperature plummets. Simple tasks such as replacing antifreeze, getting new windshield wipers and ensuring snow tires are in good shape should take place in early fall – before the streets, roads and highways become icy, flooded or covered with snow. Make sure all of your vehicle’s systems are checked. Breaking down is far worse in freezing winter weather.

TAKEAWAY: ENSURE YOUR VEHICLE IS SERVICED AND READY FOR THE COLD WINTER WEATHER.

Carry Emergency Supplies for the Unexpected

Carry supplies in your vehicle such as protein bars and water in case you are either stuck or caught in a storm that makes it unsafe to continue. Carry chains – even with snow tires – as some conditions are too extreme for even the best winter weather tires to handle. Ensure you have an ice-scraper and brush for snow handy. Keep a warm blanket or goose down coat in your vehicle, as well as waterproof footwear. A well-prepared driver can carry a small shovel and a bag of sand in the trunk.

TAKEAWAY: STOCK YOUR VEHICLE WITH EMERGENCY SUPPLIES

Driving on Icy Roads

Operating a vehicle on icy roads is far different than on dry pavement. It takes longer to get your vehicle into motion, and longer to stop. Don’t accelerate quickly – your tires will spin. Don’t stop on a hill, and gain some momentum before driving up an incline. Plan for a longer stopping distance, and decelerate using a lower gear rather than with your brakes, as using your brakes can cause you to slide on an icy surface. Put a long distance between you and the vehicle ahead so you have enough road distance to slow down or stop. Jamming on your brakes can throw your vehicle into an out of control slide.

TAKEAWAY: DRIVE MUCH SLOWER ON ICY ROADS AND AVOID BRAKING QUICKLY.

It is important that you have adequate auto insurance to cover you and your passengers. There is a much higher percentage of uninsured drivers operating vehicles than in the past, and having uninsured/underinsured driver insurance beyond what state law requires can be exceptionally important. Talk to one of our friendly team members so we can advise you about the levels of insurance you should carry to protect yourself and your family should you be involved in an auto accident during the winter months. Our entire team at James B. Murdoch Insurance Group, Inc. lives and works in Camp Hill, Pennsylvania, and we would like to assist you and your family to stay safe and protected. Give us a call today to find out how we can help you save on your auto insurance!

Watch Out for Black Friday Parking Lot Accidents

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Millions of people will flock to stores and malls this Black Friday. While shoppers need to be careful when scoring deals, they also need to exercise caution to avoid Black Friday parking lot accidents. As we reported in an earlier story, 20 percent of all auto accidents happen in parking lots. What’s more, 52 percent … Read Article

James B. Murdoch Insurance Group, Inc.: Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life/Health Insurance For Camp Hill and All of Pennsylvania.